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How to build a study abroad budget

The visa minimum is not your budget. Here is what each country asks you to show, and what it leaves out.

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Last updated 29 September 2026Figures checked against official sources, listed at the end

Money you must show, by country

CountryVisa funds rule (living costs)Plus
UK£1,529 a month in London or £1,171 elsewhere, up to 9 months, held 28 daysFirst year’s tuition
AustraliaAUD 29,710 a yearTuition and travel
CanadaCAD 23,448 a year, usually via a GICFirst-year tuition
USAThe first-year cost on your I-20Included on the I-20
Germany€11,904 blocked accountHealth insurance and fees on top
IrelandAt least €10,000€6,000 of fees paid first
New ZealandNZD 20,000 a yearTuition and return airfare
Finland€9,600 a yearTuition unless waived
JapanAbout ¥2,000,000 including tuitionMove-in costs
Compare countries side by side

Costs Bangladeshi students often miss

  • Visa extras: the UK health surcharge (£776 a year, paid upfront), Canada’s medical exam, Finland’s trip to New Delhi.
  • Tests and applications: IELTS at ৳31,100, UCAS or university application fees, document verification.
  • Arrival: rent deposits, key money in Japan, winter clothing, a first month without wages.
  • Exchange rate: a weaker taka raises every foreign cost. Add a contingency.

How tuition leaves Bangladesh

Tuition has traditionally been sent through a bank that opens a student file against your admission letter and fee estimate, and wires the money to the university. In August 2026 Bangladesh Bank also allowed banks to issue cards for paying foreign tuition online, and this spending is kept separate from the USD 12,000 annual travel quota. Ask your bank which option it offers before your deposit deadline.

Calculate your full study cost

Enter all costs in the same currency. No fee or exchange rate is filled in automatically.

Other costs can include travel, visa fees, insurance and one-off charges. Do not deduct a scholarship you have not been awarded.

Enter your figures to calculate a full-course estimate.

Formula: ((annual tuition + 12 × monthly living) × years + other costs) × (1 + contingency ÷ 100). This is not a visa financial-evidence calculation.

Official sources

These are dated editorial checks, not a live data feed. Recheck the original page before applying or paying.

About this guide. Researched by the Student Visa From Bangladesh editorial team from the official sources listed above and last checked on 29 September 2026. We are not a university or a government agency, and admission and visa outcomes are never guaranteed. Read our editorial policy.